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JULY 2002

Risa's Pieces


Volume 5 Issue 7
Keeping your cool: Solutions for Summer Heat

Questions I Am Often Asked

The summertime is the time to save money! With these helpful tips, you can cut down on energy costs, and stay cool.

First, block the sun. Your best defense against the sun is heat-reflecting or low-emissivity windows. These windows have a thin film inside double-pane glass to slow heat gain in the summer. :

-Second, install film on existing windows to absorb solar radiation, or get film that is reflective to keep the sun’s rays outside.

- Third, consider awnings. You can find ready-made fabric or aluminum awnings that install easily. Place them over east, south and west windows.

- Next, hang light-colored shades inside your home. This will help reflect some of the sun. Some fabrics even have light reflective backing.

- Finally, remember to cross-ventilate wherever possible. Make sure air can come in one window and flow freely out another.



This months joke:

Question: What has six eyes but cannot see?


Answer:Three blind mice




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Happy Birthday America!

Independence Day also known as 4th of July is the birthday of the United States of America. It is celebrated on July 4th each year in the United States. It is the anniversary of the day on which the Declaration of Independence was adopted by the Continental Congress - July 4, 1776. The day they announced to the world that the 13 colonies no longer belonged to Great Britain. Independence Day was first observed in Philadelphia on July 8, 1776.

On July 4, 1777, the night sky of Philadelphia lit up with the blaze of bonfires. Candles illuminated the windows of houses and public buildings. Church bells rang out load, and cannons were shot from ships breaking the silence. The city was celebrating the first anniversary of the founding of the United States.

The Fourth of July soon became the main patriotic holiday of the entire country. Veterans of the Revolutionary War made a tradition of gathering on the Fourth to remember their victory. In towns and cities, the American flag flew; shops displayed red, white, and blue decorations; and people marched in parades that were followed by public readings of the Declaration of Independence. In 1941, Congress declared July 4 a federal legal holiday.

The 13 Colonies were

Connecticut, Delaware, Georgia, Maryland, Massachusetts Bay, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Virginia

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Question: : Should I take the offer?

Answer:

Today’s homebuyers are venturing into territory that was considered off-limits a year ago. In last year’s hot sellers’ market, there wasn’t much point in making an offer on a listing unless you were willing to pay the full asking price or more. Now buyers feel more comfortable offering sellers less than the list price, leaving room for negotiating the final price.

As disappointing as this might be for sellers, a low offer is better than no offer at all. A low offer, in most cases, is the beginning of a dialogue with the buyer — a dialogue that might result in a mutually acceptable purchase agreement.

Often a dialogue is helpful in determining whether buyers and sellers are flexible. However, oral agreements to sell real estate are not binding, so any counter proposal to the other party (called a counteroffer) should be in writing.

Countering an offer from a buyer who doesn’t have the financial means to buy your home is a waste of time. Before you draft a counteroffer, make sure the buyer can perform. Your agent might want to talk directly to the buyers’ loan agent or mortgage broker. If the buyers have not developed a relationship with a mortgage lender, make any counteroffer contingent upon the buyers providing you with a pre-approval letter shortly after contract acceptance.

Have questions? email Risa at questions@risa.net or call her at 1-800-699-4901

July favorite links:

National Councilon Fireworks Safety

Marvelicious IndependenceDay

A Capitol Fourth: History of the Fourth

Bizarre July Holidays

FREE programs from me to you


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